This Privacy Policy explains how Coverage Myth Lab, a DBA of Truthfully Insured LLC ("we," "us"), handles information collected through https://coveragemythlab.com. Coverage Myth Lab is not an insurance company, carrier, underwriter, agent, broker, or marketplace. We do not sell, quote, bind, or recommend insurance.
Information we collect
- Information you provide: name, email address, and mobile phone number when you submit the SMS form, and name, email, subject, and message when you use the contact form.
- SMS consent details: the categories you selected, the time of consent, the page used, the disclosure version, and your browser user agent.
- Basic technical data your browser sends automatically, such as device and browser type.
We do not collect information for insurance quotes, applications, policy placement, carrier matching, or agent follow-up.
How we use information
- To send the SMS categories you specifically requested.
- To respond to written inquiries.
- To maintain records of consent and opt-out requests.
- To operate and improve the educational content on this website.
SMS communications
Our SMS program is used only to: send account notifications related to a Coverage Myth Lab subscription (opt-in and opt-out confirmations, guide delivery, content access updates, HELP replies) and, only with separate consent, recurring marketing messages announcing new Coverage Myth Lab guides, quizzes, tools, and featured website resources. Available categories: Account Notifications (Varies with account activity) and Marketing (Up to 4 msgs/month). Msg & data rates may apply. Reply STOP to cancel or HELP for help. See our SMS Terms of Service.
Mobile opt-in information
Mobile opt-in data, SMS consent, and phone numbers collected for SMS purposes will not be sold, shared, rented, released, or transferred to third parties for marketing, lead generation, or promotional purposes.
Mobile opt-in data and SMS consent are not sold, shared, rented, released, or transferred to any insurance carrier, agent, broker, lead aggregator, or third-party marketer for marketing or lead generation.
We may use service providers, such as an SMS delivery platform, solely to deliver the messages you requested. They are not permitted to use your information for their own marketing.
Cookies and analytics
This website may use essential browser storage to make features such as forms work. If analytics tools are added, they will be used only to understand aggregate site usage.
Data retention
We keep consent and opt-out records for as long as needed to honor your choices and meet legal obligations, and other information only as long as needed for the purpose it was collected.
Your opt-out rights
Reply STOP, UNSUBSCRIBE, CANCEL, END, or QUIT to any text to stop messages. You may also email support@coveragemythlab.com to request access to or deletion of your information.
Security
We take reasonable steps to protect information. No method of transmission or storage is completely secure.
Children's privacy
This website is not directed to children under 13, and we do not knowingly collect their information. The SMS program is intended for users 18 or older.
Third-party links
Links to outside websites are provided for reference only and are not endorsements. Their privacy practices are their own.
Changes to this policy
We may update this policy. Changes are posted on this page with a new date.